Home | Gary Calmes

Lifelong Guidance

Welcome, I'm Gary Calmes, a lifelong Denton Texas resident. We understand that individuals face unique challenges when preparing their taxes as well as preparing for retirement. We can help take the mystery out of preparing for today and tomorrow. Whether you are filing taxes for the first time, have a complicated return or you’re investing for retirement, college savings or estate planning, our personalized service focuses your needs, wants, and financial goals and objectives.

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Wealth management designed for your life

Our professionals have years of experience in financial services. We can help you address your needs of today and for many years to come. Our advisors can help you create a holistic financial plan that will set you up for success now and in the future. We offer financial services to put you on track for wherever your journey takes you

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Financial Learning Center

We believe that an educated client is an empowered one. Browse our client learning center and take control of your financial future.

Managing an Inheritance

A windfall from a loved one can be both rewarding and complicated.

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Managing Money as a Couple

Keys to preparing to grow wealthy together.

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Who Is Your Trusted Contact?

This investment account question is vital and answered as early as possible.

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A Meal for All Generations

When it comes to generational differences, knowing the facts can be difficult.

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Understanding Marginal Income Tax Brackets

An inside look at how marginal income tax brackets work.

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Global vs. International: What’s the Difference?

International funds invest in non-U.S. markets, while global funds may invest in U.S. stocks alongside non-U.S. stocks.

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How Much Do You Know About Investing?

These days, investing in financial markets is a common practice. Yet, many Americans remain under-informed about how various investment products really work. Want to know how you rank? Challenge yourself with our brief quiz, "Test Your Investing IQ."

Explore Resources by Topic

We offer a full range of investment and financial services and have access to a wide array of solutions.

Lifestyle

Striking a balance between work and leisure is just one aspect of the wide-ranging, lifestyle-related matters relevant in today's world.

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Retirement

Enjoy the fruits of your labor. We can help you build a retirement strategy that is sure to keep you excited about for what’s to come.

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Investment

Smart investing doesn’t have to be complicated. Understanding strategies may help you avoid common pitfalls.

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Estate

A sound estate program can help protect your family from the financial consequences of life's unexpected events.

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Tax

Managing your money involves more than simply making and following a budget.

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Cash Flow

We’ll analyze your cash flow situation to calculate if you’re on track for retirement and help ensure your peace of mind.

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What Our Clients Have to Say

"My advisor has helped me understand some very confusing things. The content they send me is invaluable.

Randall Lynch

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Simone Doyle

Have a Question?

Reach out to us, and we can prepare a strategy for you.

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